Bills Avalization under Incoming Collection Services

Bills Avalization is banking facility where Bank Danamon will add the promise of pay by avalizing the bill which has accepted by the buyer. Discounting of Avalized Bills is a financing scheme for Drawer by discounting an avalized bill and taking the risk of Avalize Bank.


  • For the Drawee of Bills Avalization:
    - Increasing quality of trading relationship with Drawer.
  • For the Drawer of Discounting of Avalized Bills:
    - Drawer may transfer payment risk of Drawee to Avalize Bank
    - Drawer receives payment in advance without having instalment facility nor giving collateral asset.


  • The risk for Drawee:
    Drawee is unavailable to receive product/service according to the contract or due to shipping failure.
  • The risk for Drawer:
    Drawer could not get advance payment when Drawee failed to ask avalization from Avalize Bank.

Requirements for Drawee of Bills Avalization:

  1. Has a Bank Danamon account.
  2. Signs Credit Agreement for Bills Avalization Service.
  3. Provides collateral asset as required.

Requirements for Drawer of Discounting of Avalized Bills:

  1. Has a Bank Danamon account.

For information/customer service of transaction/banking services, customers may call Hello Danamon on 1-500-090.


Pricing for every customer may be different depending on the risk level of the customer. All bill will be debited from the customer’s account.The total cost will be informed to the customer on the service application and be attached to the signed contract.