Mutual Fund

Enjoy convenience through Bank Danamon that provides a range of mutual fund products as an option for an investment portfolio that suits your profile. Bank Danamon does not only provide various facilities. Mutual Funds are also supported by experienced Relationship Manager services to manage your finances.

Mutual Fund is a container containing funds from a set of Investors, whose fund management can be used in bonds, money market, or equity, and distribution by an independent and professional fund Manager.

Mutual Fund Category

Bank Danamon provides various types of Mutual Fund products to suit your needs and risk profile :

  • Money Market Fund

    Mutual Funds with 100% investment portfolio allocation in money market instruments such as Time Deposits and Bonds with maturities of less than 1 year.

    This product is suitable for:

a. You are looking for investment products with a relatively low level of risk compared to other types of Mutual Funds, but still provide optimal results.

b. You are looking for short term alternative investment products to diversify your portfolio with high liquidity.

  • Fixed Income Fund

    Mutual Funds with an investment portfolio allocation of at least 80% on debt instruments such as bonds.

    This product is suitable for:

a. You are looking for investment products in fixed income instruments with an emphasis on capital stability.

b. You are looking for investment instruments with relatively stable yield growth potential with relatively low fluctuations compared to Equity Funds.

  • Balanced Fund

    Mutual Funds with a maximum investment portfolio allocation of 79% in money market instruments, bonds and equity.

    This product is suitable for:

a. You are looking for investment products on instruments that provide a higher yield potential with moderate fluctuations.

b. You are looking for investment products in a balanced portfolio combination on money market instruments, bonds and Equity

  • Equity Fund

Mutual Funds with a minimum portfolio allocation of 80% on equity instruments.

This product is suitable for:

a. You are looking for investment products that provide the highest potential returns in the appeal of other types of Mutual Funds.

b. You have a long-term investment horizon with a tolerance to higher risks.


Benefit

Mutual Funds are the right investment for those of you who want to invest in instruments with:

  • High Liquidity

    Investor can redeem Mutual Fund every bourse day.

  • Professionally managed

    The Mutual Fund portfolio is managed by Independent Investment Managers and Professionals with special experience and expertise in fund management.

  • Diversification of risk

    By investing in Mutual Funds the distribution of risk is more widespread because it invests in various types of investment instruments.

  • Affordable

    Start invest from Rp 5,000,000.

  • Product variations

Mutual Fund products are available in both IDR and USD currency.

  • Tax-exempt

Mutual Fund is not a tax object.

Fund Manager

Professional Fund Managers who work with Bank Danamon are:

  • PT. Bahana TCW Investment Management
  • PT. Batavia Prosperindo Aset Manajemen
  • PT. BNP Paribas Investment Partners
  • PT. Danareksa Investment Management
  • PT. Manulife Asset Management Indonesia
  • PT. Schroder Investment Management Indonesia

Risk Exposure

  1. Risk of decreased value of participating unit

    Participation Units may fluctuate due to an increase or decrease in Net Asset Value (NAV) caused by changes in the price of the Investment Fund portfolio.

  2. Market Risk

    Net Asset Value (NAV) of the Mutual Fund may also fluctuate in line with changes in market, economic and political conditions affecting the securities portfolio of the Investment Fund.

  3. Liquidity Risk

    Risks relate to the ability of the Fund Manager to repurchase the investment units from the investors in which this depends on the liquidity of the Investment Fund's portfolio securities.

  4. Interest Rate Risk

    Risks arising from changes in interest rates on financial markets that may lead to an increase or decrease in the price of securities in the Mutual Fund portfolio.

  5. Risk of Tax Regulation Amendment

    Risks arising from changes in tax regulations, such as those related to taxes on profits, bond coupons or stock sales taxes, which may affect the performance of an Investment Fund.

  6. Fund Manager Risk

The performance of Mutual Funds is very dependent on the experience, knowledge, expertise and investment techniques applied by the Investment Manager, so that a non-credible Investment Manager will have an impact on the performance of the Investment Fund that can harm the Customer.


List of Mutual Fund Products and Information

  • Money Market Fund


  • Fixed Income Fund

Mutual Fund Product

Fund Manager

Currency

Prospectus & Fund Fact sheet

Batavia Dana Obligasi Ultima

PT. Batavia Prosperindo Aset Manajemen

IDR

Batavia Dana Obligasi Ultima

BNP Paribas Omega

PT. BNP Paribas Investment Partners

IDR

BNP Paribas Omega

BNP Paribas Prima II

PT. BNP Paribas Investment Partners

IDR

BNP Paribas Prima II

BNP Paribas Prima Utama USD

PT. BNP Paribas Investment Partners

USD

BNP Paribas Prima Utama USD

BNP Paribas Prima USD

PT. BNP Paribas Investment Partners

USD

BNP Paribas Prima USD

Danareksa Melati Premium Dollar

PT. Danareksa Investment Management

USD

Danareksa Melati Premium Dollar

Manulife Obligasi Negara IND II

PT. Manulife Asset Management Indonesia

IDR

Manulife Obligasi Negara IND II

Schroder Dana Andalan II

PT. Schroder Investment Management Indonesia

IDR

Schroder Dana Andalan II

Schroder Dana Mantap Plus 2

PT. Schroder Investment Management Indonesia

IDR

Schroder Dana Mantap Plus 2

Schroder USD Bond Fund

PT. Schroder Investment Management Indonesia

USD

Schroder USD Bond Fund

 

  • Balanced Fund

Mutual Fund Product

Fund Manager

Currency

Prospectus & Fund Fact sheet

Bahana Dana Infrastruktur

PT. Bahana TCW Investment Management

IDR

Bahana Dana Infrastruktur

Bahana Quant Strategy

PT. Bahana TCW Investment Management

IDR

Bahana Quant Strategy

Batavia USD Balance Asia

PT. Batavia Prosperindo Aset Manajemen

USD

Batavia USD Balance Asia

BNP Paribas Equitra

PT. BNP Paribas Investment Partners

IDR

BNP Paribas Equitra

BNP Paribas Spektra

PT. BNP Paribas Investment Partners

IDR

BNP Paribas Spektra

Danareksa Syariah Berimbang

PT. Danareksa Investment Management

IDR

Danareksa Syariah Berimbang

Manulife Dana Campuran II

PT. Manulife Asset Management Indonesia

IDR

Manulife Dana Campuran II

Schroder Dana Kombinasi

PT. Schroder Investment Management Indonesia

IDR

Schroder Dana Kombinasi

Schroder Syariah Balanced FD

PT. Schroder Investment Management Indonesia

IDR

Schroder Syariah Balanced FD

Schroder Dana Terpadu II

PT. Schroder Investment Management Indonesia

IDR

Schroder Dana Terpadu II


  • Equity Fund

Mutual Fund Product

Fund Manager

Currency

Prospectus & Fund Fact sheet

Dana Ekuitas Prima

PT. Bahana TCW Investment Management

IDR

Dana Ekuitas Prima

Bahana TCW Dana Prima

PT. Bahana TCW Investment Management

IDR

Bahana TCW Dana Prima

Batavia Dana Saham

PT. Batavia Prosperindo Aset Manajemen

IDR

Batavia Dana Saham

Batavia Dana Saham Optimal

PT. Batavia Prosperindo Aset Manajemen

IDR

Batavia Dana Saham Optimal

BNP Paribas Ekuitas

PT. BNP Paribas Investment Partners

IDR

BNP Paribas Ekuitas

BNP Paribas Infrastruktur PL

PT. BNP Paribas Investment Partners

IDR

BNP Paribas Infrastruktur PL

BNP Paribas Pesona

PT. BNP Paribas Investment Partners

IDR

BNP Paribas Pesona

BNP Paribas Pesona Syariah

PT. BNP Paribas Investment Partners

IDR

BNP Paribas Pesona Syariah

BNP Paribas Solaris

PT. BNP Paribas Investment Partners

IDR

BNP Paribas Solaris

BNP Paribas Star

PT. BNP Paribas Investment Partners

IDR

BNP Paribas Star

Danareksa Mawar

PT. Danareksa Investment Management

IDR

Danareksa Mawar

Manulife Dana Saham

PT. Manulife Asset Management Indonesia

IDR

Manulife Dana Saham

Manulife Saham Andalan

PT. Manulife Asset Management Indonesia

IDR

Manulife Saham Andalan

Manulife Syariah Sektoral Amanah

PT. Manulife Asset Management Indonesia

IDR

Manulife Syariah Sektoral Amanah

Schroder Dana Istimewa

PT. Schroder Investment Management Indonesia

IDR

Schroder Dana Istimewa

Schroder Dana Prestasi

PT. Schroder Investment Management Indonesia

IDR

Schroder Dana Prestasi

Schroder Dana Prestasi Plus

PT. Schroder Investment Management Indonesia

IDR

Schroder Dana Prestasi Plus

Schroder 90 Equity Fund

PT. Schroder Investment Management Indonesia

IDR

Schroder 90 Equity Fund

BNP Paribas Cakra Syariah USD

PT. BNP Paribas Investment Partners

USD

Syariah BNP Paribas Cakra Syariah USD

Schroder Global Sharia Equity Fund USD

PT. Schroder Investment Management Indonesia

USD

Schroder Global Sharia Equity Fund (USD)


General Requirements

  1. Bank Danamon only acts as a Selling Agent, Mutual Fund product is NOT a product of Bank Danamon so that it is NOT guaranteed by Bank Danamon, NOT a part of third party deposits that are bound for a certain period and NOT included in the scope of the Deposit Insurance Agency (LPS) guarantee program; contains investment risk including loss of all invested capital; and therefore Bank Danamon shall not be liable and shall have no liability whatsoever on the impairment of investment value or any losses arising from such investment.
  2. Before buying investment products, the Customer must read and understand the Prospectus or Product Information Summary.
  3. Historical performance is not an indication of future results, investment value may rise or fall due to price fluctuations according to market conditions.
  4. This information is only a summary of the features and characteristics of the product information and therefore cannot be considered as a complete product information document, and cannot be considered as an offer, recommendation, request for any transaction or hedging, trading, or investment strategy, dealing with any securities or financial instruments.
  5. Transacting foreign currencies carries the risk of foreign exchange market movements. You are required to read and understand the risks associated with the transaction before transacting with Bank Danamon. Bank Danamon is not liable for any losses you may incur on the decision you made.
  6. Please contact our Relationship Manager to get more complete information.


* Bank Danamon is a Bank that is registered and supervised by the OJK Regulator.

Terms and Conditions

  1. Open a Danamon Account.
  2. Fill out and complete the necessary documents 
  3. NPWP Card and SIUP