TERMS AND CONDITIONS
DANAMON LEBIH IB

1. Danamon LEBIH is one of the saving products issued by PT Bank Danamon Indonesia, Tbk (”Bank Danamon”) for individual Customers, with benefits and other programs offered by Bank Danamon. (Henceforth, the party that opens a Danamon LEBIH account will be referred to as "Customer").
   
2. The Customer’s Danamon Autodebit is entitled to receive free monthly bill payment fee for PLN and/or Telkom and/or PAM monthly bill payments conducted using the Bank Danamon Autodebit (conducted according to the letter of authority on account debiting signed by the Customer).
   
3. All of the benefits of Danamon LEBIH iB can be enjoyed by new Customers who have just opened Danamon LEBIH iB and existing Customers who already have saving accounts at Bank Danamon and have opened Danamon LEBIH iB. For existing Customers who want to receive all the benefits of Danamon LEBIH, please contact the nearest Bank Danamon branch office. 
   
4. All the terms used in this Danamon LEBIH General Terms and Conditions list have the same definition with the Banking Accounts & Service General Terms and Conditions Sharia  (“Ketum Rekening”), unless defined more firmly in this Danamon LEBIH General Terms and Conditions
   
5. This Danamon LEBIH iB General Terms and Conditions is one inseparable unity with the Banking Accounts & Service General Terms and Conditions including the Policy & Procedure Terms and Conditions and the required documents for the savings accounts that apply at Bank Danamon
   
6. The terms and conditions of each product and service are based on the terms that apply at Bank Danamon
   
7. Every change of Danamon LEBIH iB General Terms and Conditions will be informed by Bank Danamon to Customers through the media established by Bank Danamon before the change is made.
   
8. Free administration fee if the average Danamon LEBIH iB balance on the ongoing month is IDR 1,000,000 (one million rupiah).
   
9. Free 10 times transactions per month for cash withdrawal and balance inquiry under ATM BERSAMA, ALTO & Prima network if the minimum balance before transaction is IDR 1,000,000 (one million rupiah). The 11th transaction onwards is subject to fees
   
10. For the online transfer via Danamon Online Banking, D-Bank, and other Bank’s ATM (under ATM BERSAMA, ALTO, and PRIMA network) will be free of charged for the first 10 transactions, if minimum balance before transactions is IDR 1,000,000 (one million rupiah). If balance before transaction less than IDR 1,000,000 (one million rupiah) or transactions per month exceeding quota, the transaction will be charged for IDR 7,500
    
11. Terms & Conditions have been adjusted to the existing regulations including the regulations of the Financial Services Authority/Regulator