1

Highlights of the Year

2

Financial Highlights

3

Shares Highlights

4

Message from the President Commisioner

5

Risk and Audit Committee Report

6

Report of the President Director

7

Bank Danamon is a Universal Bank

• Danamon Simpan Pinjam (DSP)
• Adira Finance
• Consumer Banking
• Syariah
• Commercial Banking (Danamon Sahabat) and SME Banking
• Corporate Banking and Financial Institutions
• Treasury and Capital Market

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8

The Bank Danamon Distribution Network

9

Human Resources

10

Information Technology

11

Danamon Peduli - A Corporate Social Responsibility Report

12

Corporate Governance

13

Material Disclosure and Compliance

14

Risk Management

15

Financial Review

16

Consolidated Financial Statements